Venmo is a platform owned by PayPal that focuses on facilitating mobile payments between users. The idea is to create an environment where friends can send money securely. Venmo is a transaction platform with social networking features that make the experience more organic and fluid. However, sometimes you will need a proof of payment. In fact, it’s always best to have it stored somewhere, just to be safe.
You can find your proof of payment by consulting your Venmo payment history. Here’s how to do it.
Venmo reminds you to do it
Depending on how active Venmo is, the app itself sends you an email from time to time to remind you to review your transaction history. In this email, you will find a link that will redirect you to your transaction history. Each active month on Venmo will send you one of these emails. Being active means having made a purchase, received a payment, made a bank transfer, or simply received refunds / credits.
If you’re not too active on Venmo, you’ll receive this email quarterly, at the very least. This is one of the most common ways for users to check their transaction history. You cannot unsubscribe from these emails because federal financial regulations require Venmo to send these notices. This is good because it means that Venmo should pay special attention to your transaction and purchase history.
View your transaction history
Your transaction history may not be available in the app. However, you can still access it. All you need for this is an internet connection and a computer. Do not attempt to log in from your mobile browser; you will not be able to do this from your phone. Once inside your Venmo profile on your computer, you should navigate to the section statement . From this screen, you can view your entire transaction history on Venmo.
If you want to download your transaction history, click download CSV . You can find this button near the date selection. Remember that even if you have access to your entire transaction history, you can view / download data for no more than 90 days at a time.
View your shopping history
The shopping history is a little different. First, accessible from your phone / tablet app. Purchase history is only available to you, unless you share it for purchase. If you need a proof of purchase, you can browse the section Account statement and download the CSV transaction history file. The easiest way to do this, of course, is to take a screenshot of your purchase and add a timestamp.
When it comes to transactions, Venmo gives access to them all. Yes, your transactions are visible to anyone who wants to take a look. In addition, Venmo is not required to acquire your permission to share this, and you don’t even have to have the Venmo app to access someone else’s transaction history. In fact, all you need to do is the app developer API.
What is even more worrying is that each transaction includes the sender’s image and name, as well as other information, such as the date and time of the transaction, the purpose of the payment, even any text that is ‘has been included in the transaction. Yes, emojis too.
Set the story as private
As scary as it may be, it’s not really a problem with Venmo. However, it is normal to be skeptical about your transaction history being available to everyone. While this certainly raises more than a few questions, there is an easy solution. Essentially, the reason your transactions are likely to be public right now is that it’s Venmo’s default setting. Fortunately, to set up your transactions (future and past) as private.
Once you’ve entered the Venmo app, tap configuration and navigate to privacy . You will see the option Default privacy settings which is probably established in public . Tap and change it to private . Now, go to month and click past transactions . Select Change everything to private . Yes, it’s as easy as that. No round-trip technical support, third-party applications, or sophisticated settings with the configuration involved are required.
Unusual and suspicious transactions in history
If you have just received a notification of a suspicious purchase made on your account, or if you have just seen an unusual transaction in your quarterly transaction history email, it is important that you contact Venmo Technical Support with a email or a phone call. It can be a simple error within the application, but it can also fall victim to fraud. It’s easy to fall victim to fraud because Venmo’s transaction history settings are public by default.
Why is it public?
Yes, it definitely seems weird for a PayPal-owned company to make everyone’s transaction history available to anyone by default. It definitely looks more than an oversight. You see, this is a social networking app, just like it is a paid transaction tool. Essentially, you go up to Venmo to make quick transactions between friends, but also to see what they’re doing, transactions, and shopping.
View Venmo’s history
Whether knowing other people’s transactions is moral or not is not the issue here. Viewing your transaction and shopping history is easy on Venmo and you and your friends can. To keep your transactions secret, change your settings to private. Simple as that.
Do you still use Venmo? Do you care about the privacy of your transaction? What do you think about the default public transaction privacy settings? Feel free to discuss in the comments section below.